Loan Options
Every borrower's picture is different — credit, income, timeline, goals. As a brokerage, we match your picture against dozens of lenders' programs and bring you the strongest fits. Here's the menu.
The workhorse of home financing. Conventional loans offer competitive rates for buyers with solid credit, flexible term options, and no upfront mortgage insurance premium. Put 20% down and skip mortgage insurance entirely — or start with as little as 3% down.
Backed by the Federal Housing Administration, FHA loans open the door for buyers with modest savings or imperfect credit. Lower down payment requirements and more forgiving qualification standards make this a first-time buyer favorite.
For those who served, the VA loan is one of the strongest benefits available: zero down payment, no monthly mortgage insurance, and competitive rates. Available to veterans, active-duty service members, and eligible surviving spouses.
When the home you want exceeds conforming loan limits, jumbo financing steps in. We work with lenders who specialize in high-balance loans, structuring terms around your full financial picture — not just a checklist.
Your first home shouldn't require a decade of saving. Between low-down-payment conventional options, FHA, and down-payment assistance programs available in Nevada, there are more ways in than most buyers realize. We'll walk you through all of them.
Whether rates have moved, your credit has improved, or you want to put your equity to work, a refinance can reshape your monthly picture. We'll run a clear side-by-side of your current loan versus your options — and tell you honestly if staying put is the better move.
Building a rental portfolio? DSCR loans qualify you on the property's cash flow rather than your personal income — a powerful tool for investors. We also finance conventional investment purchases and second homes.
Not Sure Which Fits?
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